Buying a property and securing a mortgage can be daunting tasks, especially in today’s hot Vancouver market.  When you apply for a mortgage, lenders will assess your credit risk based on a number of credit factors, known as the “5 C’s” of credit: Collateral. This is the property you are hoping to purchase.  If there […]

When looking at your mortgage options, you will be faced with the decision on whether to choose a fixed or variable rate mortgage.  As a mortgage broker, it is my job to help you determine which option is better for your situation.  However, there are compelling reasons as to why a variable mortgage rate may […]

Many young Canadians hoping to buy a home are discovering that their home ownership dreams may be out of reach.  Naturally, parents may want to make their children’s home ownership dream a reality by co-signing or guaranteeing their children’s mortgage.  However, there are some important factors parents should consider before they agree to co-sign their […]

“Some believe the Chinese money ball will only grow, bouncing its way around the world. Many believe that China doesn’t need to stop the capital outflow, but just to contain it… However, everything about China breaks historical norms…. This poses a significant downside risk to Canada’s strongest housing markets” In her latest article, DLC economist […]